Alexander Weber, Director of International Expansion, N26

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Building a bank the world loves to use

The world is undergoing a digital transformation, and the move to mobile has triggered a shift in the way customers interact with everyday products and services. Yet retail banking is one of the few industries that has not kept pace with advancements. Most traditional banks still operate in a physical world tied to the whims of branch opening hours and mountains of paperwork. But customers are demanding more from their banks than they did 20 years ago.


In 2014 the Millennial Disruption Index – a three-year survey carried out by Viacom – reported that 71 per cent of millennials in the US would rather visit the dentist than go to the bank. In the UK, a November 2018 survey revealed that 80 per cent of millennials delay important financial decisions due to difficulty understanding banking products and services.


It is clear that the future of banking is digital. More specifically, it is mobile.


N26 is the mobile bank that understands the financial challenges of the mobile generation. Focused on meeting the everyday needs of modern-day customers, N26 is 100 per cent app-based and designed to create a seamless banking experience.


A sharp focus on design and intuitive user experience gives customers ultimate flexibility to organise, control and update their financial world. Following a paperless sign-up which only takes a few minutes, customers have their purchases automatically categorised, and can organise money in sub-accounts to easily set financial goals. Daily payment and withdrawal limits can be changed in real-time at the touch of a button. The app also provides an easy-to-understand summary of spending and instant notifications on every transaction. With no markups on overseas transactions and with no hidden fees, N26 customers have the freedom and control to bank from anywhere.


“Money management shouldn’t be a time consuming and frustrating experience,” said Alexander Weber, Director of International Expansion at N26. “N26 has been designed to simplify banking and empower people to take control of their finances.”

N26 has a vision to build a bank the world loves to use. Open an account today.

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