The Evolution of Credit Risk Management in Europe

In the rapidly evolving financial sector, credit risk management is a critical challenge. This comprehensive report by nCino surveys Europe’s financial institutions across 12 countries, shedding light on key priorities, challenges and investment strategies in the space.

While AI and automation promise to revolutionise risk assessment, data quality and integration remain significant hurdles. Large banks are driving ambitious digital transformations, while smaller institutions take a more cautious approach.

The real story, though, extends beyond technology adoption – it’s about how banks are reimagining risk management for a new era, navigating regulatory pressures and market uncertainties along the way.

For more on the ongoing evolution in risk management, read the report here